Following an issue of Home Swappers Newsletter earlier this year, which included an article on arranging annual travel insurance for seniors (over 70s) at reasonable cost before a lengthy home exchange, subscriber, Ken Silverthorn, sent the following very useful additional information for UK home exchangers on the importance of disclosing pre-existing medical conditions:
If you do not disclose medical conditions before travel, you may not receive payment if you have to make a claim.Telephone Medical pre-screening line, 0800 281488, first to be issued an endorsement to cover your condition (s).The following Endorsement applies to your insurance:Cancellation and CurtailmentAll claims directly or indirectly arising from the Pre-screened medical condition(s) detailed.
- You must pay the first £5000 (£10,000 if travelling to USA)
- The sum insured under this section is reduced to a maximum of £50,000All other terms, conditions and exclusions of your certificate remain unchanged.
Travel InsurersPerry Gambol, tel: 020 8542 1122Biba, tel: 020 7623 9043Brunsden & Co, tel: 011 7942 6877Leisure Care, tel: 01793 750150 (specialist in the terminally ill)