Following an issue of Home Swappers Newsletter earlier this year, which included an article on arranging annual travel insurance for seniors (over 70s) at reasonable cost before a lengthy home exchange, subscriber, Ken Silverthorn, sent the following very useful additional information for UK home exchangers on the importance of disclosing pre-existing medical conditions:
If you do not disclose medical conditions before travel, you may not receive payment if you have to make a claim.
Telephone Medical pre-screening line, 0800 281488, first to be issued an endorsement to cover your condition (s).The following Endorsement applies to your insurance:Cancellation and CurtailmentAll claims directly or indirectly arising from the Pre-screened medical condition(s) detailed.
- You must pay the first £5000 (£10,000 if travelling to USA)
- The sum insured under this section is reduced to a maximum of £50,000
All other terms, conditions and exclusions of your certificate remain unchanged.
Travel InsurersPerry Gambol, tel: 020 8542 1122Biba, tel: 020 7623 9043Brunsden & Co, tel: 011 7942 6877Leisure Care, tel: 01793 750150 (specialist in the terminally ill)
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Posted by: insurance | June 07, 2005 at 11:56 AM
You recently included an article concerning the cost of travel insurance for wrinklies, especially those over 70 years of age.
We have just received a proposal for a stay in New Zealand of up to 4 months from a broker in Aberdeen. Their telephone # is 0845 130 2800, the offer is from AIS.
Posted by: David White | March 01, 2005 at 11:03 AM
You mentioned Perry and Gambol. I have first hand experience of dealing with this company (one brother having a triple bi-pass and the other emphasemia and angina), and they were an excellent company to deal with and not excessivly expensive.
Posted by: John W. | February 12, 2005 at 06:10 PM